15 Best Money Transfer Apps For Android and iOS

Imagine yourself having a dinner with your date or standing at a Starbucks shop wanting to have a quick cup of cappuccino, but at the end that you are deprived of hard cash at the very moment. We all want to make things easier especially when it comes saving a great date or evading an excruciating experience at a store.

Gone are the days when credit card used to salvage your social reputation. Digital money has grown to be as real as tangible dimes and rolls. In today’s world ameliorated with sophisticated smart phone technology, mobile apps could be quite a savior.

Thankfully, we have plenty of options to choose from for sending money to anyone using nothing else than your small pocket-dwelling device.

Here is the list of most widely recognized international online money transfer apps for iOS and Android used across various countries.

Google Pay Samsung Pay OFX Money Transfer
Venmo Paytm Phone Pe
Azimo Paypal TransferWise
Payoneer Mobikwik Western Union
Square cash Free Charge Airtel Thanks

 

1. Google Pay

google pay - online money transfer apps

Google Pay also makes a brilliant and seamless money transfer app which works conveniently on your phone. Users can leverage the app in U.S. or U.K. to send or request money with your friends.

App Features

  • Authentication of identity using finger prints.
  • Intuitive and est to use interface
  • Transfer money instantly to the bank account
  • Receives money on money transfer

Rating: 4.6

Installs: 100,000,000+

Downloads: Android, iOS

2. Samsung Pay

samsung pay - online money transfer apps

With its Geo-availability only in USA, Samsung Pay has emerged to become a favorite money transfer app these days for iOS and Android devices.

It keeps your credits cards, debit and bank cards stored and allows users to pay online or offline merchants quickly using its handy features.

App Features

  • Contactless payment system for users
  • Supports 1000+ credit unions and bank accounts
  • Helps you find exciting deals nearby
  • Allows users to pay online or offline merchants quickly using handy features

Rating: 4.6

Installs: 100,000,000+

Downloads: Android

Read Also: Top 9 Apps That Pay You To Use Them

3. OFX Money Transfer

ofx money transfer - online money transfer apps

This app help you make fast, simple and secure international money transfers 24/7. Mobile money transfer is made easy depending upon the market trends and track payments where ever you go.

App Features

  • Simple registration and transfer within minutes
  • Live rates and currency trends
  • A secure platform to ensure the safety of your funds
  • Availability of global support team

Rating: 4.6

Installs: 100,000+

Downloads: Android, iOS

4. Venmo

venmo - online money transfer apps

Venmo is a miraculous app that has become so popular like Google; Venmo is also casually treated as verb. You can easily send and receive money to and from your friends and family without any hassle.

App Features

  • Use Instant Transfer to get your cash in minutes
  • No processing payments for debit card transfer
  • Bank a-like security system
  • 3 % processing fee for credit cards

Rating: 4.5

Installs: 10,000,000+

Downloads: Android, iOS

5. Paytm

paytm - online money transfer apps

This is India’s most favorite app and UPI. There are different categories like mobile recharge, electricity, ticket booking, etc. available on Paytm app.

You can go cashless directly through your bank accounts or add money to wallet & scan QR codes at nearby stores for sabse tez payments by simply linking your bank account via UPI.

App Features

  • Online shopping from Paytm Mall
  • Cash backs available
  • 24×7 customer support
  • Sent money to wallet/bank with 0% charge

Rating: 4.5

Installs: 100,000,000+

Downloads: Android, iOS

6. Phone Pe

phonepe - online money transfer apps

You can use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and also make instant payments at your favorite offline and online stores.

This app allows linking your bank account on the PhonePe app and transferring money with BHIM UPI instantly.

App Features

  • Invest in Tax saving funds
  • Buy and sell 24K Gold at live market rates
  • Buy a Phone Pe Gift Card for easy payments
  • Manage and track refunds from your favorite shopping websites

Rating: 4.5

Installs: 100,000,000+

Downloads: Android, iOS

7. Azimo

azimo - online money transfer apps

If you are one of those looking to share and receive money on the go, consider Azimo for your iOS and Android mobile device. Smart and mature, Azimo scans your cards entered toadd new payment methods and lets you keep updated of your transaction with push notifications.

App Features

  • Fingerprint for identification and authentication
  • Ensured data security
  • Synchronization of phone contacts

Rating: 4.5

Installs: 500,000+

Downloads: Android, iOS

8. Paypal

paypal

Long before Venmo, Google and Apple wallets, there was PayPal wallowing in the fame of being one of the oldest money transfer applications available on Earth. PayPal is one of the best online money transfer apps which is a convenient option for receiving and sending funds to your people.

App Features

  • Easy to send money around the world.
  • Track and monitor every PayPal transaction
  • 24/7 transaction monitoring and secure encryption technology

Rating: 4.4

Installs: 100,000,000+

Downloads: Android, iOS

xamarin developers

9. TransferWise

transfer wise

TransferWise has received fascinating reviews and positive ratings for being one of the beloved online money transfer apps for iOS and Android users. You can view all your recipients gathered in one place and execute money transfer process like done in the recent past.

App Features

  • Real exchange rate
  • Send, receive, and spend money — securely, conveniently, and at a very low cost.
  • Get a free multi-currency account
  • Hold and manage your money in 28 currencies

Rating: 4.4

Installs: 5,000,000+

Downloads: Android, iOS

10. Payoneer

payoneer

Available worldwide for iOS and Android, Payoneer is nowadays seen as a common digital cash wallet on many online stores. The compelling trait of Payoneer is its ability to allow users to withdraw into their Visa or MasterCard.

App Features

  • Receive business-grade payments from overseas.
  • View your balance in as many as 20 currencies over 19 languages
  • Easy and fast to learn

Rating: 4.4

Installs: 1,000,000+

Downloads: Android, iOS

Read Also: How to Create an App Like BankOpen

11. Mobikwik

mobikwik

Mobikwik is a free digital wallet app for money transfer in India. It is available to use at more than 2, 50,000 online and offline places. This app is operational on both android and iOS.

App Features

  • Make your EMI payments
  • Provides instant personal loan
  • Simple and quick money transfer
  • Post paid, municipality, DTH bill payment available

Rating: 4.3

Installs: 10,000,000+

Downloads: Android, iOS

12. Western Union

western union

Western Union mobile apps allow you to estimate online money transfer fees when initiating the transaction and also track the status as to whether money has been collected.

What makes the app special is that it also lets you to use your phone camera to scan your debit or credit card quickly so that you can add a new payment method.

Moreover, it also has geo-location system that helps find nearest Western Union agent and know opening hours and directions.

App Features

  • Earn and redeem My WU Points for discounts on your transfer fees.
  • Track your transfer on the go
  • Check rates before you send
  • Excellent customer care team straight from the app

Rating: 4.3

Installs: 100,000+

Downloads: Android, iOS

13. Square cash

cash app

Square Cash is even simpler money transfer app evolving around the idea of sharing fund by adding an easy link to your debit card. The facility allows users to send, receive or request money from your folks in no time.

What is delightful to experience is how money gets deposited into your bank account swiftly as soon as the transaction is completed.

App Features

  • Sign up in seconds
  • Send and receive cash instantly
  • Order customized Visa debit card from the app
  • Instantly begin investing commission-free in stocks

Rating: 4.2

Installs: 10,000,000+

Downloads: Android, iOS

14. Free Charge

freecharge

It is a mobile wallet where we can transfer our money to and use it when required. It provides recharging your mobile, electricity bill, DTH etc.

App Features

  • Social-media sign up
  • Availability of mutual fund option
  • QR code is another simple feature
  • Amazing discounts and cash backs when you transact

Rating: 4.1

Installs: 10,000,000+

Downloads: Android, iOS

15. Airtel Thanks

airtel thanks

This is a loyalty and reward program by Airtel for its loyalty customers. Both Postpaid and prepaid customers can avail this program.

App Features

  • International roaming will be available in real-time
  • Easy and secure payments
  • Pay & upgrade tariff plans for broadband & fixed line/landline online
  • 24×7 Customer support

Rating: 4.0

Installs: 100,000,000+

Downloads: Android, iOS

Read Also: 15 Best Free Finance Apps 2021

Conclusion

Designed to deliver convenience, conceived with a thought of money transfer ease, these 15 best online money transfer apps for Android and iOS are the best pick at the moment. We considered their availability, features and user responses while building this finest list.

app cost calculator

Hopefully, you will be able to see one of these as your ultimate choice and download it on your device for smooth experience of sending, receiving and request money from your folks.

How To Create an App like Instagram?

The art of photography has evolved in recent times especially due to intrusion of digital technology. It has become a common part of social life, becoming more affordable than it was earlier. With the advent of image sharing apps like Instagram and Flickr, the socio-cultural sphere observed a fundamental shift in photography culture, which ultimately engendered a whole new cult of photo sharers.

Mobile technology has replaced the expensive high-quality professional camera, enabling the common populace to use their smartphone to capture and instantly share photos with their friends.

Social Media App cost

Thanks to social apps like Instagram that pioneered the new trend among active social media users. Instagram has more than 400 million users who post 80 million pictures on a daily basis. Created by Kevin Systrom and Mike Krieger in 2010, Instagram is the kind of app many startup entrepreneurs attempt to clone and develop.

So how would you approach the idea of developing an app just like Instagram? Here is what you must consider.

Essential Components of Instagram Clone App

If you are determined to finally create a mobile app that will satisfy the photo editing and sharing needs of users and compete with Instagram, then you must think over all the essential components and interactive features that users usually seek.

  • Authorization: Users can create a new profile through a sign up process with their email or social accounts
  • Profile Editing: Add, delete or edit personal details
  • Activity log: User explore the activity log section to check their recent activities and actions within the app. Likes, comments and sharing of photos, follow, unfollow, other users’ post and activities on your page.
  • Post pictures: Upload and share photos, tag or mention other people, and what it is about with a personal expression or hashtags
  • Timeline: Users can view a brief of profile, followers, feed and tags
  • Customization: Users can make changes to uploaded photos; crop, rotate, filter and enhance
  • Social features: Enables ability to share posts, chat, invite or send request to contacts
  • Geo-location: The app detects users’ location data through pictures captured using the app
  • Messenger: Send messages, text and media files to your followers and friends
  • Settings: Users are able to change or see the exiting social account settings
  • Banners and captions: Users can additionally make banners out of photos using supporting captions
  • Push-notifications: Users will be notified via push message alerts to explore new updates or engage with more exciting stuff inside the app
  • Search: Advanced search engine can help find new people using username, hashtags or post description

Design

Without having a great design aesthetics, users will not feel attracted enough to use your app. Hence, consider the idea of building a simple yet dazzling app interface.

Instagram offers simple, elegant and easy-to-use interface that has stunned millions of users across the world. So, employ a creative UI/UX designer to address the need to build robust and interactive design elements using simple and elegant graphics, icons combined with beautiful colors.

Read also : 24 Best Social Media Apps 2021

The Key Factors To Consider During App Development

While creating a clone of Instagram app, you will not only require some attractive features but also a complete understanding of how to beat the rivals and make it unique and outstanding in the relevant market. Your first goal is to acquire good number of users with an appealing value proposition for users and a set of fresh ideas.

Listed here are a few key indicators that will help you create loyal customers and a superior brand.

1. User Acquisition

User acquisition may add expenses to your capital investment. Done right, the strategic actions performed to attract users will eventually generate loyal traffic. Using powerful analytics, you will be able to monitor the statistics on new and lost users and what it is that grows user base.

Referral programs for affiliate marketing will have users share and invite new friends in return for a specific reward. Design special features or filters to give away to users who leave constructive feedback and refer more new users.

Marketing your app on social media by making social members talk about the product is another effective way to capture more audience. Create social pages, campaigns and employ media marketing influencers to do the job 3-4 months before the launch.

2. User Engagement

User engagement is all about making people read and notice your media activities and spend more time and opinions in your app. Keep an eye on user’s involvement through their daily activities.

Integrate different social functions within your app to allow users to share and comment on the posts. Create features like friends, groups, channels, special feeds, live stories, etc.

To engage further, you must hire skilled developers who can work on creative editing tools that provide users additional power to do more with photos. This is what has made Instagram achieve a great boost in overall engagement.

3. User Retention

Once engaged, users must keep coming back to your app for consistent growth. For this to happen, make sure you adopt best user retention strategy.

If a user has not visited your app in a while, notify them gently by sending a meaningful, less obtrusive push notifications to draw their attention to interesting bits in your app. Try to be in trends for much of your user base would be young audience who are fond of digital life.

Retention also depends on how often you consider and implement on users’ feedback since it goes to indicate that you truly care about user experience and can empathize with their concerns.

4. Personalization

With apps like Instagram and Flicker already ruling the digital photo sharing socials, you need something that helps you create a hot wave. Having personalized elements can be a winning approach due to its ability to make your app competitive.

Users crave features that allows them to design their homepage and menus the way they desire. For example, Twitter facilitates changing the color combination for all the users to make the experience more enjoyable and personalized. Facebook, on the other hand, makes sure users can try various backgrounds for sharing their post.

Domain Similar App How To How Much Our Price
Food Delivery Instagram Create an app like instagram Instagram app cost View price

Monetization

Your mobile app business needs tangible return. In fact, this is the promise with which developers build a feature-rich Instagram clone. You can try multiple methods and approaches to monetize your app and generate consistent revenue stream.

1. In-app s:

This is the most common approach found in many of today’s social apps. Create unique tools and filters and special effects using your creative imagination to give users a memorable experience on smallest price.

2. Advertising:

Like famous social media apps (Facebook, Pinterest, Twitter), your app can also display ads to promote businesses that pay you certain amount in return.

3. Special offers:

For loyal and active users, it is a great gesture to weave unique offers and special deals to make more profit.

Testing

After incorporating all the essential mobile app development steps, it is now time to head for testing the application.

The purpose of testing is to bring the best possible quality of your app by eliminating the smallest of bugs that may spoil user’s time with your app. Also, make sure users can operate your Instagram-like app on all popular devices.

Deployment

Post testing phase comes the final phase called App deployment. At this moment, the developers who have created a high-quality, flawless Instagram clone app will deploy your app with photo and video sharing capabilities on a server and also in the App Stores so that users can easily discover and access it.

Summarizing App Development Strategy

  • Research and analyze the market for clarity and inspiration
  • Find investors to kick-start your project
  • Collaborate with competent developers or hire a reputed app development company
  • Design and develop an MVP of the product
  • Add unique features and functionality
  • Test the final product to ensure the highest quality
  • Expand your app marketing strategy and spread the word months before the launch

How To Create an App like Instagram?- ad banner

Conclusion

Instagram is an unrivalled leader dominating the world of picture sharing. So before you get your hands on creating an app like Instagram, delve deep into the relevant market nerve to discover what works and what needs be avoided.

Keep an eye on your rivals to recognize current trends. As apps of this kind also work as a marketing tool for users, your Instagram alternative should be scalable to incorporate future improvements and engaging updates.